Your policy decides which checks run. Combine Aadhaar, PAN, Voter ID, bank-detail, Face Match and Legal APIs in the order your account-opening rules set out.
Digital Banking
Run an account-opening journey where every identity, bank and signing check matches your own policy.
What this use case does
Account opening on your own policy
The account-opening sequence
Account opening, step by step
1Step 1
Start the application
Collect the identity and account details your own customer journey asks for.
2Step 2
Run selected services
Call the Aadhaar, PAN, Voter ID, identity-document, Face Match and banking checks your policy needs.
3Step 3
Complete required documents
Add Aadhaar eSign, eStamp or DSC where the product needs a signed or stamped document.
What each service does here
Services used in this flow
Aadhaar Verification & PAN VerificationConfirm the applicant's Aadhaar in a consent-led flow, then check that the PAN is real and active.
Voter ID Verification, DL & PassportWork with whichever document the applicant holds: an EPIC number, a driving license or a passport file number.
Face Match & banking checksCompare a captured selfie with the photo on the document, and read back the name held against the bank account given.
Aadhaar eSign, eStamp & DSCSign the agreement inside your own flow. Aadhaar eSign covers the customer, DSC covers a named signatory, and eStamp pays the duty.
Identity checks
IdentityKYC APIs
Checks that confirm who the applicant is. The list holds the KYC services published in the dashboard today.
Popular
Aadhaar Verification API
Confirm a customer's Aadhaar identity in a consent-led flow, and use the structured result inside your own onboarding journey.India, in a consent-led flow. Eligibility and tier depend on the selected service contract.View APIPopularPAN Verification API
Confirm that a PAN is real, active and belongs to the customer in front of you. The check runs at capture, where a mismatch surfaces on the form while the customer can still fix it.PAN records available in India. Your service contract sets what each tier covers.View APIVoter ID Verification API
Check the elector details recorded against an EPIC number, and use the result to support a customer's name, age band and stated address inside your own KYC flow.Elector roll information available in India. Your service contract sets the coverage.View APIDriving License Verification API
Check a submitted driving license number against available license records, and use the holder, validity and vehicle-class details in your own driver onboarding or KYC flow.India. What is available depends on the issuing state record and your service contract.View APIPassport Verification API
Check the available passport record behind a submitted file number and date of birth, and use the structured result in travel, forex, hiring or non-resident onboarding.India. What is available depends on the underlying record and your service contract.View APIPopularKYC Document OCR API
Read the printed fields from supported Indian identity documents and get them back as structured data. Customers type less, and the checks that follow start from clean input.India. Supported documents and readable fields depend on your service contract.View APIAccount checks
BankingBanking APIs
Use these to confirm the bank account an applicant gives you, before you fund it or pay into it. Only the Banking APIs published in the dashboard appear here.
Popular
Bank Account Verification APIs
Send a nominal credit to a bank account and read back the beneficiary name the account holder's bank returns. That tells you a payout account is live before you use it.Indian bank accounts reachable over standard interbank payment rails. Scope depends on the selected service contract.View APINewPenny Less Bank Account Verification API
Check bank account details and get the name held against the account without moving money. Nothing shows up in a customer's statement and nothing needs reversing.Indian bank accounts held in available information. Reach and fields depend on the selected service contract.View APINewMobile to VPA API
Find the UPI handle held against a mobile number your customer gave you. You can then address payouts and refunds without asking for bank details again.India. UPI handles registered against a mobile number, where a record is availableView APIPopularUPI Verification API
Check that a UPI VPA is valid and read the name available against it. That confirms a payout destination before the money moves.India; UPI Virtual Payment Addresses, subject to the availability of the underlying recordView APINewMobile to Account Lookup API
Find the bank account information linked to a mobile number your customer has given you, with their consent. Payout details get confirmed instead of typed from memory.Consented Indian mobile numbers. What resolves depends on available information and the selected service contract.View APINewPAN Account Linkage API
Check whether a submitted PAN and bank account appear linked in the available information, and settle it before a disbursal, settlement or payout run depends on the answer.Linkage status for a submitted PAN and Indian bank accountView APISigning and stamping
LegalLegal APIs
Reach for these when the account needs a signed agreement, a stamped instrument or a certificate-backed signature. Nothing appears here unless it is published in the dashboard.
Popular
Aadhaar eSign API
Let a signer authenticate through Aadhaar, give consent, and apply a certificate-backed signature to a document inside your own journey.India, for signers identified by an Aadhaar-based authenticationView APIeStamp API
Pay the stamp duty on an instrument and get the stamp certificate digitally, inside the workflow that takes an agreement from draft to stamped to signed.India, with availability varying by state and by instrument typeView APINewDigital Signature Certificate API
Bring signing by a named authorized signatory into your workflow. The signature comes from a certificate on the signatory's own token, and you can check that certificate before you rely on the document.India, for certificates held by named individuals and organization role holdersView APINewElectronic Sign API
Send a document out for OTP signing and get the signed file back with an audit trail, ready to file against the transaction it belongs to.Documents signed by signers in IndiaView APIGet started
Talk to us about API access
Tell us what you plan to build. Our team sets up API access and takes you through onboarding.