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Insurance

Check a proposer, verify a vehicle and get policy documents signed.

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Policy and claim work

What insurers use these APIs for

Selected KYC, Legal, Banking and Vehicle APIs support policy onboarding and document-led claims work. You can check a proposer at proposal stage, look up a vehicle, and read the documents that arrive with a claim. You decide which checks belong in each flow.

From proposal to settlement

How the insurance flow works

1Step 1

Collect what the case needs

Ask for the identity, vehicle or document details the policy or the claim depends on.

2Step 2

Call the services that apply

Choose from KYC, Face Match, RC, Challan, OCR and Legal services, case by case.

3Step 3

Continue with your own rules

Use the structured responses in your issuance, review or settlement process.

What each service does

Services this insurance flow draws on

PAN, DL & PassportConfirm a proposer or a claimant from the PAN, driving license or passport they already hold.
Face MatchCompare a captured selfie with the photo on an identity document or an existing customer record.
RC & Challan Regular or AdvanceCheck the registration details recorded against a vehicle, and look up the traffic violation records available for it.
Aadhaar eSign & eStampLet a customer sign through Aadhaar, and pay the stamp duty digitally where the document calls for it.
Proposer and claimant identity

KYC APIs for policyholders

Identity

Identity checks for proposals, claims and servicing. Only services published through the dashboard appear here.

Popular

Aadhaar Verification API

Confirm a customer's Aadhaar identity in a consent-led flow, and use the structured result inside your own onboarding journey.India, in a consent-led flow. Eligibility and tier depend on the selected service contract.View API
Popular

PAN Verification API

Confirm that a PAN is real, active and belongs to the customer in front of you. The check runs at capture, where a mismatch surfaces on the form while the customer can still fix it.PAN records available in India. Your service contract sets what each tier covers.View API

Voter ID Verification API

Check the elector details recorded against an EPIC number, and use the result to support a customer's name, age band and stated address inside your own KYC flow.Elector roll information available in India. Your service contract sets the coverage.View API

Driving License Verification API

Check a submitted driving license number against available license records, and use the holder, validity and vehicle-class details in your own driver onboarding or KYC flow.India. What is available depends on the issuing state record and your service contract.View API

Passport Verification API

Check the available passport record behind a submitted file number and date of birth, and use the structured result in travel, forex, hiring or non-resident onboarding.India. What is available depends on the underlying record and your service contract.View API
Popular

KYC Document OCR API

Read the printed fields from supported Indian identity documents and get them back as structured data. Customers type less, and the checks that follow start from clean input.India. Supported documents and readable fields depend on your service contract.View API
Motor cover

Vehicle APIs for motor underwriting and claims

Vehicle

RC, challan and related lookups for underwriting a vehicle or assessing a motor claim. A service is listed once someone publishes it in the dashboard.

Settlement accounts

Banking APIs for claim payouts and refunds

Banking

Confirm the account before a settlement or a premium refund leaves. The dashboard decides which banking services reach this list.

Popular

Bank Account Verification APIs

Send a nominal credit to a bank account and read back the beneficiary name the account holder's bank returns. That tells you a payout account is live before you use it.Indian bank accounts reachable over standard interbank payment rails. Scope depends on the selected service contract.View API
New

Penny Less Bank Account Verification API

Check bank account details and get the name held against the account without moving money. Nothing shows up in a customer's statement and nothing needs reversing.Indian bank accounts held in available information. Reach and fields depend on the selected service contract.View API
New

Mobile to VPA API

Find the UPI handle held against a mobile number your customer gave you. You can then address payouts and refunds without asking for bank details again.India. UPI handles registered against a mobile number, where a record is availableView API
Popular

UPI Verification API

Check that a UPI VPA is valid and read the name available against it. That confirms a payout destination before the money moves.India; UPI Virtual Payment Addresses, subject to the availability of the underlying recordView API
New

Mobile to Account Lookup API

Find the bank account information linked to a mobile number your customer has given you, with their consent. Payout details get confirmed instead of typed from memory.Consented Indian mobile numbers. What resolves depends on available information and the selected service contract.View API
New

PAN Account Linkage API

Check whether a submitted PAN and bank account appear linked in the available information, and settle it before a disbursal, settlement or payout run depends on the answer.Linkage status for a submitted PAN and Indian bank accountView API
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