The selected Banking APIs fit into beneficiary and payout flows. They check the account, the mobile number or the UPI handle while the record is still on screen, before you release the payment. KYB checks are there when the recipient is a business.
Payments & Payouts
Confirm a bank account, a mobile number or a UPI VPA before a payout leaves.
Before the money moves
What a payout check does
Payout flow
Running a check before you pay
1Step 1
Capture the destination
Collect the account, mobile number or VPA that your chosen service accepts.
2Step 2
Run a Banking check
Call Penny Drop, Penny Less, Mobile to Account, Mobile to VPA or VPA to Name, whichever suits the input you hold.
3Step 3
Act on the response
Read the returned status and name fields, then decide whether to release the payout or send the record back.
Services you can call
Banking and KYB services for payouts
Penny Drop & Penny LessPenny Drop credits a nominal amount and returns the name the bank holds. Penny Less returns a name from available information without moving money.
Mobile to AccountFind the bank account details linked to a consented mobile number. A payee does not have to send them again.
Mobile to VPA & VPA to NameFind the UPI handle held against a consented mobile number, and read the name available against a VPA before you pay it.
PAN, GST & Udyam business checksCheck a business recipient's PAN, GSTIN and Udyam registration before you add them to a payout run.
Account and UPI checks
BankingBanking APIs for payout destinations
Account, mobile and UPI checks for the place the money lands. The list shows what the dashboard has published today.
Popular
Bank Account Verification APIs
Send a nominal credit to a bank account and read back the beneficiary name the account holder's bank returns. That tells you a payout account is live before you use it.Indian bank accounts reachable over standard interbank payment rails. Scope depends on the selected service contract.View APINewPenny Less Bank Account Verification API
Check bank account details and get the name held against the account without moving money. Nothing shows up in a customer's statement and nothing needs reversing.Indian bank accounts held in available information. Reach and fields depend on the selected service contract.View APINewMobile to VPA API
Find the UPI handle held against a mobile number your customer gave you. You can then address payouts and refunds without asking for bank details again.India. UPI handles registered against a mobile number, where a record is availableView APIPopularUPI Verification API
Check that a UPI VPA is valid and read the name available against it. That confirms a payout destination before the money moves.India; UPI Virtual Payment Addresses, subject to the availability of the underlying recordView APINewMobile to Account Lookup API
Find the bank account information linked to a mobile number your customer has given you, with their consent. Payout details get confirmed instead of typed from memory.Consented Indian mobile numbers. What resolves depends on available information and the selected service contract.View APINewPAN Account Linkage API
Check whether a submitted PAN and bank account appear linked in the available information, and settle it before a disbursal, settlement or payout run depends on the answer.Linkage status for a submitted PAN and Indian bank accountView APIBusiness recipients
BusinessKYB APIs for merchant and vendor payouts
Checks for the businesses you pay, from a merchant taking settlements to a vendor on your books. Business checks appear here only when the dashboard publishes them.
Popular
Business PAN Verification API
Check the PAN a business or its authorized signatory submits, see which category of holder sits behind the number, and use the result inside merchant and vendor onboarding.PANs issued to businesses, proprietors and signatories across IndiaView APINewPAN-to-GST Lookup API
Find the GST registrations recorded against a PAN, including ones in states you did not know about, and put the right GSTIN on a merchant or vendor record.GST registrations recorded against a PAN across Indian states and union territoriesView APIUdyam Verification API
Check an Udyam registration number and confirm the enterprise behind it. See how it is classified. Payment terms, procurement policy and credit decisions then rest on verified MSME status.Udyam registrations issued to micro, small and medium enterprises in IndiaView APINewPAN-to-Udyam Lookup API
Start from a PAN and find the Udyam registration recorded against it. A vendor record then carries checked MSME status even when the supplier cannot produce a certificate.Udyam registrations recorded against a PAN in IndiaView APIBusiness Document OCR API
Read supported business-document images with OCR and return structured KYB fields.IndiaView APINewMobile to MSME API
Resolve the Udyam registration linked to a consented mobile number, then use the MSME details you get back to classify, onboard or pay a supplier.Udyam-registered enterprises in IndiaView APIGet started
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